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Payroll Deduction

The U-M Computer Showcase is pleased to be able to offer payroll deduction to eligible U-M faculty and staff. Purchases made via payroll deduction must be made in-person at the Showcase because we must verify U-M employment with a UMID.

Conditions of the agreement include the following:

• Purchases over $249 will require a down payment. (see below)
• You may pay more than the minimum down on a purchase if you choose to do so.
• There is no upper limit on the purchase amount as long as the balance due does not exceed $1,300.
• The minimum purchase eligible for payroll deduction is $70.
• Enforcement rules have been strengthened for employees who default on their debt.

View the payroll deduction contract (PDF)

Online Pre-Approval

We encourage you to submit your request online. This allows us to verify your U-M employment and reserve the product(s) you want. We can hold requested items for up to two business days at the store location you wish to pick up from. It is still necessary for you to come in person (with U-M ID) to complete the sale, but this online process is a big time-saver for customers. Please read the following terms, then we'll give you a chance to go to our online pre-approval request page.

About Payroll Deduction

17. Who can use the payroll deduction option?

1. Current regular, non-temporary University of Michigan faculty and staff on all three U-M campuses (including the medical center) can purchase via payroll deduction. Temporary or retired faculty/staff are not eligible.

17. Are there minimum or maximum amounts allowed?

1. Yes. The minimum allowable purchase for payroll deduction is $70. There is no upper limit on the purchase amount as long as the balance due via payroll deduction does not exceed $1,300.

17. Other restrictions?

1. Yes. There are several other caveats each buyer should consider:

   • Merchandise must be in stock at the time of sale.
   • There are no returns unless an item is defective. In most cases, products will be exchanged but not refunded.
   • Products purchased from the Showcase are for personal use only. It is a violation of University rules to sell to another party within two years.
   • Payments may not be adjusted at a later date, even if prices change due to sales or special offers.
   • Customers may not have more than one payroll deduction contract active at the Showcase at a time.
   • Payroll deduction may not be used to pay for computer service or labor costs.

17. How are payments structured?

1. Our minimum payment schedule is determined by the amount of purchase:

   • $70-$249 = 1 month; Minimum down payment $0
   • $250-$599 = 2 months; Minimum down payment $100
   • $600-$999 = 3 months; Minimum down payment $200
   • $1000 and up = 4 months; Minimum down payment $300 (and up*)

   (* The balance due the Showcase may not exceed $1300)

   Note: for bi-weekly employees, payments are taken from the second payroll in the month.

   You may opt to repay the purchase amount in fewer deductions, but you may not spread your deductions over more months than the schedule allows. For example, you could request a $300 balance to be re-paid in one month, but you may not request a $500 balance to be spread over four months.

17. How do I make a down payment?

1. The down payment is collected at the time you pick up your merchandise. We require down payments be paid by credit card, cash, or cashiers check (sorry, no personal checks). You can elect to pay as much down as you choose, as long as you meet the minimum requirement.

17. As a bi-weekly employee, can I chose to pay more than once a month?

1. No. The Showcase is currently only offering this option on a once-per-month basis. For bi-weekly employees, that's the second payroll in the month.

17. What happens if I leave my job before the payment schedule is complete?

1. You are still responsible for the amount owned to the U-M Computer Showcase. Please contact us (734-647-2537) to arrange for final payment. Note that products purchased via payroll deduction remain the property of the University of Michigan until paid in full. Products sold are subject to University rules; violations may result in personnel or criminal actions.

17. Under what circumstances might a Payroll Deduction request be denied?

1. The Computer Showcase reserves the right to deny a payroll deduction agreement to any customer who has not met his/her payment obligations to the Showcase in the past, who has provided us with false or misleading employment information, violated University rules regarding the resale of Showcase products, opened more than one contract at a time, or created exceptional demands on Showcase staff with regard to billing, product returns, or other problems.

17. What do I need to do to complete a purchase?

1. We'll need to see your current UMID and you will be required to sign our payroll deduction agreement form. Down payment, if required, must be paid by credit card, cash, or cashiers check (sorry, no personal checks). If you received confirmation of an online request, just let a cashier know; your product(s) should be ready for pick-up. Merchandise must be in stock at the time we complete a sale.

17. Do I have to complete an online request or can I simply walk in and request payroll deduction in person at the Showcase?

1. Yes, you can still walk in and make this request. However, we need to verify your employment and that's not always possible after 5:00 p.m. when University offices close. Payroll deduction takes longer than a regular cash sale. Please plan on at least 20 minutes. Your patience is appreciated.

Now if you'd like, go to our online pre-approval request page.