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Payroll Deduction

The U-M Showcase is pleased to be able to offer payroll deduction to eligible U-M faculty and staff. Purchases made via payroll deduction must be made in person at a Showcase store, although we encourage you to view the payroll deduction contract in advance.

You will need to show your UM ID (Mcard or hospital ID badge) at time of purchase.

Online Pre-Approval

We encourage you to submit your payroll deduction request online. This allows us to prepare your request and reserve the product(s) you want for up to three business days. You will need to show your UMID at the time of pick-up.

Payroll Deduction FAQs

Our FAQs cover important details regard payment schedules, purchasing options and rules. We encourage you to read through them before requesting payroll deduction:

Show All Answers

Who can use the payroll deduction option?

Current regular, non-temporary University of Michigan faculty and staff on all U-M campuses and the medical center can purchase via payroll deduction. Temporary or retired faculty and staff are not eligible. You may not be eligible if you have an end-dated appointment: we will check this for you.

Are there minimum or maximum amounts allowed?

Yes. The minimum allowable purchase for payroll deduction is $70. There is no upper limit on the purchase amount as long as the balance due via payroll deduction does not exceed $1,300.

Is a down payment required?

Yes. Purchases over $249 require a down payment. You may pay more than the minimum down on a purchase if you wish.

How do I make a down payment?

The down payment is collected at the time you pick up your merchandise. We require down payments be paid by credit card, cash or cashiers check (sorry, no personal checks). You can elect to pay as much down as you choose, as long as you meet the minimum requirement.

How are payments structured?

Our minimum payment schedule is determined by the amount of purchase including sales tax:

(* The balance due the Showcase may not exceed $1,300)

Note: for bi-weekly employees, payments are taken from the second payroll in the month.

You may opt to repay the purchase amount in fewer deductions, but you may not spread your deductions over more months than the schedule allows. For example, you could request a $300 balance to be re-paid in one month, but you may not request a $500 balance to be spread over four months.

Are there any restrictions?

Yes. There are several other caveats each buyer should consider:

As a bi-weekly employee, can I choose to pay more than once a month?

No. The Showcase only processes deductions once per month. For bi-weekly employees, that's always the second payroll in the month.

What happens if I leave my job before the payment schedule is complete?

You are still responsible for the amount owed to the Computer Showcase. Please contact our business manager at (734) 764-9216 to arrange for final payment. Note that products purchased via payroll deduction remain the property of the University of Michigan until paid in full. Products sold are subject to university rules; violations may result in personnel or criminal actions.

Under what circumstances will a Payroll Deduction request be denied?

We reserve the right to deny a payroll deduction contract to any customer who has not met his/her payment obligations to the Showcase in the past, who has provided us with false or misleading employment information, violated university rules regarding the resale of Showcase products, opened more than one contract at a time, or created exceptional demands on Showcase staff with regard to billing, product returns or other problems.

What do I need to do to complete a purchase?

Show your current UMID and sign the payroll deduction contract. Down payment, if required, must be paid by credit card, cash or cashiers check (sorry, no personal checks). If you've received confirmation of an online request, please let your cashier know since we may be holding your product(s) for pick-up. Merchandise must be in stock at the time we complete a sale.

Do I have to complete an online request or can I simply walk in and request payroll deduction in person at the Showcase?

You can make this request in the store on an inventory available basis. If you make your request with Online Payroll Deduction verification, we will notify you when your requested items are confirmed to be in stock, and you may come to the store to complete the sale. Your patience is appreciated!

 

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